BY USING DREAMMONEY.APP, YOU AGREE TO THESE TERMS

Welcome to DreamMoney, owned and operated by Dream Money LLC, a Nebraska limited liability company (“DreamMoney” “we,” “us,” or “our”). This document governs your use of our web-based financial management Platform and any related Services.

NOTICE: Please read these Terms carefully because they cover important topics like privacy, acceptable use, intellectual property, and dispute resolution including a binding arbitration clause and class action waiver.

DEFINITIONS

Whenever used in this Agreement, the following terms will have the meaning given to them below, and all other terms not defined in this Section ‎1 will have the meaning given to them elsewhere in this Terms.

“Platform” means DreamMoney’s Software as a Service (“SaaS”) proprietary web-based technology platform for educational financial management or other purposes, accessible through DreamMoney.app. 

“Services” means the functionalities and tools provided through the Platform, including DreamMoney’s proprietary calculators, the ability to input financial data, and the generation of reports. Services may also include customer support or other assistance related to Platform use. DreamMoney may modify, expand, or discontinue any Services at its discretion.

“DreamMoney Technology” means, without limitation:

The Platform and Services as defined above.

All proprietary software, source code, algorithms, financial models, know-how, trade-secrets, and data processing systems that power the Platform.

“DreamMoney Content,” including all text, images, videos, tutorials, data, design, arrangement thereof, and any other content made available through the Platform.

User-Generated Outputs, meaning any reports, spreadsheets, or financial projections created using the Platform. While you own the specific data you input and the reports you generate, DreamMoney retains ownership of the proprietary tools, algorithms, and templates used to produce them.

Data Processing Systems, including datasets, databases, transactional and performance data, and any derived data generated through Platform use.

Feedback, meaning any suggestions, ideas, or recommendations submitted by users regarding improvements to the
Platform or Services.

All updates, modifications, enhancements, or derivative works related to any of the above.

“User,” “you,” or “your” means any individual or business entity accessing or using the Platform. If you are using the Platform on behalf of a business or other legal entity, you confirm that you have the authority to bind that entity to these Terms. All references to "you" include both you as an individual and the entity you represent.

USING DREAMMONEY

2.1 Agreeing to These Terms
By accessing or using the Platform or Services, you agree to these Terms. You accept these Terms by:
Clicking to agree during sign-up or purchase,
Signing an agreement that references these Terms, or
Accessing or using the Platform or Services in any way.

If you do not agree to these Terms, you must not access or use the Platform or Services.

2.2 Who Can Use DreamMoney
Our Platform and Services are intended for users who are at least 18 years old. By using the Platform or Services, you represent and warrant that:
You are legally capable of entering into a binding contract with us.
You have read, understood, and accepted these Terms and our Privacy Policy.
You will comply with these Terms and Privacy Policy.

If you do not meet these requirements, you must not use the Platform or Services.

2.3 Creating an Account
Account Registration: To access certain features of the Platform, you may be required to register an account by creating a username and password. You represent and warrant that all information you provide during registration is accurate and complete. If your information changes, you agree to promptly update it through your account settings or notify us so we can assist with the update as necessary.

Account Use And Responsibility: Your account is intended for your use or, if applicable, by your authorized employees or contractors acting on your behalf (“Authorized Users”). You must not share your credentials or allow unauthorized access to your account. You are responsible for:
Managing access to your account and ensuring all Authorized Users comply with these Terms.
Maintaining the confidentiality of your account credentials, including usernames and passwords.
Ensuring that no one other than Authorized Users accesses t

Unauthorized Use and Liability: If you become aware of any unauthorized use or security breach, you must notify us immediately. You are liable for any activities conducted under your account, including those by Authorized Users, and for any losses or damages resulting from failure to properly secure or manage account access. DreamMoney reserves the right to suspend or terminate access if misuse occurs.


YOUR FINANCIAL OBLIGATIONS AND TERMINATION

3.1 Lifetime Access
By purchasing lifetime access, you are granted access to the Platform for as long as it remains available. “Lifetime” refers to the life of the Platform, as determined by DreamMoney at its sole discretion. If the Platform is discontinued, you may retain access to the version you purchased as long as it remains functional, but DreamMoney makes no guarantees regarding continued availability. No refunds or compensation will be provided if the Platform is discontinued or modified.

All lifetime access purchases are final. DreamMoney does not offer refunds once the purchase is completed. If you experience technical issues, please contact support, and we will do our best to assist you.

3.2 Subscriptions and Automatic Renewal
If you purchase a monthly, quarterly, or annual subscription, you agree to pay the fees displayed at checkout for the selected plan. Your subscription will automatically renew on the same calendar day of each month, quarter, or year at the then-current rate, unless canceled before the next billing cycle as outlined in the Cancellation Policy.
Monthly Subscription: Automatically renews every month on the same calendar day (e.g., a subscription starting February 7 will renew on March 7).
Quarterly Subscription: Automatically renews every three months on the same calendar day.
Annual Subscription: Commits to a 12-month term and renews each year on the same calendar day (e.g., February 7, 2025, renews on February 7, 2026).

3.3 Payment Processing and Authorization
By purchasing access to the Platform, you agree to pay all fees displayed at checkout using a valid payment method. Payments are securely processed through third-party providers, and you agree to their terms and policies. DreamMoney does not store your card details.

By providing your payment information, you authorize DreamMoney (through its third-party payment processor) to automatically charge your card for all subscription fees when due, without requiring additional approval. You will receive an electronic receipt for each transaction. You are responsible for ensuring that your payment method remains valid and up to date to avoid service disruptions.

3.4 Failed Payments
If a payment fails, DreamMoney may suspend or revoke your access to the Platform or Services until the payment is successfully processed. We may attempt to reprocess declined payments up to three (3) times within a 15-day period. You are responsible for any fees incurred due to declined payments, including those imposed by your financial institution.

3.5 Chargebacks
If you experience an issue, contact customer support before disputing charges through your bank. Unauthorized chargebacks may result in (a) reporting to credit agencies or chargeback databases, (b) limitation or termination of your account access, or (c) recovery of associated fees incurred by DreamMoney, which will be charged to you.

3.6 Payment Date Adjustments For Short Months
If your payment date falls on the 29th, 30th, or 31st of a month, and the current month has fewer days, your payment will be processed on the last day of that month. For example, if your payment date is March 31st, your next payment will process on April 30th.

3.7 Changes in the Fees
If we update our pricing, you will be charged the new rate upon renewal or reactivation of your subscription. If you cancel and later re-subscribe, the new rate will apply.

3.8 Cancellation Policy
You may cancel your subscription at any time through your account settings or by contacting customer support. Cancellations take effect at the end of your current billing cycle. For example:
Monthly Subscription: If your billing date is the 10th of the month, canceling on April 25th keeps your subscription active until May 10th.
Quarterly Subscription: If your billing date is February 7th, canceling on April 25th keeps your subscription active until May 7th.
Annual Subscription: If your billing date is February 7, 2024, canceling on April 25, 2024, keeps your subscription active until February 7, 2025.

3.9 Refund Policy
All fees are non-refundable. DreamMoney does not offer refunds for any purchases, including lifetime access, subscriptions, or one-time purchases. If you experience technical issues, please contact customer support, and we will do our best to assist you.

3.10 Termination
DreamMoney may suspend, revoke, or terminate your access to the Platform and Services at its sole discretion, without notice, if you violate these Terms. Upon termination, you are no longer authorized to access the affected portions of the Platform or Services. Any restrictions imposed under these Terms regarding ownership, payments, and liability will continue to apply even after termination.

DREAMMONEY INTELLECTUAL PROPERTY RIGHTS

4.1 Ownership of DreamMoney Technology
DreamMoney and its licensors exclusively own all rights, title, and interest in and to DreamMoney Technology. This includes all intellectual property rights, whether registered or unregistered, and any modifications, enhancements, or updates. Your use of the Platform, Services, or DreamMoney Content does not grant you any ownership rights. Nothing in this Agreement will transfer or assign any right, title, or interest in DreamMoney Technology or its associated intellectual property to you or any other party. All rights not expressly granted in these Terms or an express written license are reserved by DreamMoney.

4.2 We Grant You a Limited License to Use the Platform and Services
Subject to your compliance with these Terms, DreamMoney grants you a non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform and Services solely for your personal or internal business purposes as intended by the Platform. Under this license, you may:
Input and upload your financial data and documents into the Platform.
View, modify, complete, or edit the reports and spreadsheets generated by the Platform, to the extent necessary to prepare them for your own personal or internal business use.
Download and retain copies of your reports for your own records.

4.3 License Restrictions: What You Cannot Do Under This License
You agree not to, directly or indirectly:
Sell, distribute, license, or commercially exploit the Platform, Services, or DreamMoney Content, including reports generated by the Platform, whether in their original or modified form.
Create or offer financial management products, tools, templates, or services for sale using DreamMoney Technology.
Share, resell, or transfer access to the Platform or Services, including by splitting the cost with others or creating multiple accounts to share use.
Modify, copy, or create derivative works of the Platform’s underlying software, tools, or methodologies.
Reverse engineer, decompile, or disassemble any part of the Platform, Services, or DreamMoney Content, or attempt to access the source code, algorithms, or proprietary technology.
Remove, alter, or obscure any copyright, trademark, or proprietary notices on the Platform, Services, or DreamMoney Content.
Use automated tools, bots, scrapers, or similar methods to extract, harvest, or collect data from the Platform or Services.
Frame, mirror, or otherwise reproduce the Platform or Services on any other website or platform.

4.4 Trademark Notice
All trademarks, service marks, trade names, logos, and designs, whether registered or unregistered, displayed on the Platform or through the Services (“Marks”) are the property of DreamMoney or their respective owners. Use of any Marks without prior written permission is strictly prohibited.

4.5 Unauthorized Use    
Using our Platform, Services, or DreamMoney Content in ways not expressly permitted may result in suspension or termination of your account and could subject you to legal action. If you wish to use DreamMoney Technology beyond what is allowed in these Terms, you must obtain our prior written permission.

YOUR CONTENT

5.1 Ownership of Your Content
When you use our Platform or Services, you may input, upload, or share financial data, reports, spreadsheets, projections, text, documents, or other materials (collectively, “Your Content”). You retain ownership of:
Your personal data, financial data and documents uploaded into the Platform.
The specific reports, spreadsheets, or projections you generate using the Platform. However, DreamMoney retains ownership of the proprietary tools, methodologies, and templates used to create those outputs.

These Terms do not grant DreamMoney any ownership rights to Your Content.

5.2 You Grant DreamMoney a Limited License to Use Your Content
We only use Your Content as needed to provide the Platform and Services. By using our Platform or Services, you grant DreamMoney a worldwide, royalty-free, non-exclusive license to:
Host, store, process, and display Your Content as necessary to operate, maintain, and improve the Platform and Services.
Generate reports, projections, and calculations based on Your Content using the Platform’s proprietary tools.
Use aggregated and anonymized data derived from Your Content for analytics, product development, and business improvements. This data will never be personally identifiable.

5.3 Your Responsibilities
You are responsible for making sure your content complies with the law and these Terms. You understand that DreamMoney does not verify or validate the accuracy of any financial data, reports, or calculations generated using the Platform. By uploading or inputting Your Content, you represent and warrant that: 
You own or have the necessary rights to provide Your Content and grant DreamMoney the license described above.
Your Content complies with all applicable laws and DreamMoney’s Acceptable Use Policy (outlined in these Terms).
Your Content does not infringe any intellectual property, privacy, or other rights of any third party.

5.4 Monitoring and Removal
While DreamMoney is not obligated to monitor Your Content, we reserve the right to:
Review, remove, or restrict access to Your Content if it violates these Terms, infringes intellectual property rights, or is unlawful.
Take necessary action to comply with legal obligations or enforce our Terms.

DreamMoney is not liable for any loss or damage caused by Your Content or third-party content on our Platform or Services.

ACCEPTABLE USE POLICY

To maintain a safe and fair environment, we’ve set clear expectations for how you may use our Platform, Services, and DreamMoney Content. 

6.1 Prohibited Actions
You agree not to, directly or indirectly:
Engage in Unlawful Activities: Use the Platform, Services, or DreamMoney Content for illegal, fraudulent, deceptive, or harmful purposes.
Violate Rights: Infringe on the intellectual property, privacy, or other legal rights of DreamMoney, other users, or third parties.
Create Unauthorized Accounts: Circumvent access restrictions or misuse login credentials to gain unauthorized access.
Distribute Harmful Content: Upload, share, or transmit content that is defamatory, obscene, harassing, or discriminatory.
Disrupt Systems: Tamper with, interfere with, or attempt to damage the Platform, including (a) knowingly introducing viruses, trojans, worms, or other malicious code; (b) attempting to bypass security features or probe vulnerabilities, and (c) engaging in activities that impair the stability or performance of the Platform.
Impersonate Others: Misrepresent your identity, affiliation, or authorization to use the Platform or Services.
Exploit Services: Use the Platform, Services, or DreamMoney Content for unauthorized commercial purposes, including (a) data mining, scraping, or reselling Platform data or (b) misrepresenting financial reports or projections generated by the Platform.
Engage in Excessive Usage: Overuse the Platform or Services in a way that harms stability, performance, or availability to other users.

6.2 Monitoring and Enforcement
DreamMoney reserves the right to:
Investigate potential violations of this Acceptable Use Policy.
Remove or block access to content that violates these Terms or is otherwise objectionable.
Suspend or terminate accounts engaging in prohibited activities.

6.3 Reporting Violations
If you notice a violation, contact us at [support email]. DreamMoney takes all reports seriously and will address them according to these Terms.

DISCLAIMERS

7.1 No Financial, Tax, Legal, or Professional Advice
DreamMoney is not a financial, tax, legal, or investment advisor, nor is it a broker, fiduciary, or tax preparer. The Platform, Services, and DreamMoney Content are provided for informational and educational purposes only and do not constitute financial, legal, tax, or investment advice.

DreamMoney does not provide personalized financial planning, investment strategies, tax filing, or legal guidance. Any reports, calculations, or projections generated by the Platform are based on user-provided data and proprietary algorithms. These outputs are not a substitute for professional advice. DreamMoney does not guarantee the accuracy, completeness, or suitability of any information provided. You agree to consult with a qualified professional before making financial, legal, or tax decisions.

7.2 No Guaranteed Results or Earnings
Your financial success depends on many factors outside of DreamMoney’s control. Your financial results depend on your individual effort, market conditions, and personal financial management, and DreamMoney bears no responsibility for your financial outcomes. 

DreamMoney does not guarantee (a) any particular financial, business, or personal outcome, (b) the accuracy, reliability, or effectiveness of reports, projections, or insights generated by the Platform, or (c) that the Platform, Services, or DreamMoney Content will meet your specific financial needs or expectations. 

7.3 Testimonials and Case Studies
Any testimonials, reviews, case studies, or user success stories shared on the Platform or Services represent individual experiences. These testimonials are not a guarantee of results, and individual financial situations vary. Testimonials may be edited for clarity, length, or grammar.

7.4 Service Availability and Errors
DreamMoney does not guarantee that the Platform, Services, or DreamMoney Content will always be available, uninterrupted, or error-free. From time to time, the Platform may experience technical disruptions, maintenance downtime, or system errors, as well as delays in processing financial data or generating reports, and occasional bugs, glitches, or other service interruptions.

7.5 Third-Party Links and Advertisements
The Platform, Services, or DreamMoney Content may contain links to third-party websites, tools, or advertisements. DreamMoney does not endorse or control third-party services and is not responsible for their accuracy, security, or business practices. Your use of third-party links and services is at your own risk.

7.6 Limitations On Linking and Framing
You may link to us responsibly, but you may not misrepresent our DreamMoney Content. You may establish a hyperlink to the Platform so long as it does not misrepresent DreamMoney’s relationship with you or imply sponsorship or endorsement. However, you may not frame, mirror, or inline link any portion of the Platform, Services, or DreamMoney Content without our written permission.

7.7 Affiliate Disclosure
We may include links, content, or recommendations related to trusted third-party partners. In some cases, DreamMoney may receive compensation for referrals, including through advertising, sponsorships, affiliate links, or partnerships. We will identify that content as sponsored, paid, affiliate, or co-branded content. However, all opinions and recommendations are independent and based on our own assessment. You should independently verify third-party claims before making financial decisions.

LIABILITY

8.1 No Warranty
PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

Your use of the Platform, Services, and DreamMoney Content is at your own risk. The information, products, and services offered on or through the Platform, Services, or DreamMoney Content are provided on an "AS IS” AND "AS AVAILABLE” basis. To the fullest extent permitted by applicable law, DreamMoney disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or data loss.

DreamMoney does not warrant that the Platform, Services, or DreamMoney Content will be error-free, uninterrupted, or secure; that any reports, insights, financial calculations, or recommendations will be accurate, complete, or suitable for your specific situation; or that the Platform, Services, or DreamMoney Content will function without delays, disruptions, or vulnerabilities.

You understand that use of the Platform, Services, and DreamMoney Content is at your sole risk, and you assume full responsibility for evaluating the accuracy, reliability, and suitability of any information or insights provided. To the fullest extent permitted by law, DreamMoney is not responsible for any loss, harm, or damages resulting from reliance on the Platform, Services, or DreamMoney Content. 

The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.

8.2 Limitation of Liability
PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

Exclusion of Damages: To the fullest extent permitted by applicable law, DreamMoney and its affiliates, licensors, contractors, employees, agents, officers, or directors (collectively, “Representatives”) will not be liable or responsible for any indirect, incidental, consequential, or punitive damages (including damages from loss of business, lost profits, goodwill, emotional distress, or personal injury), under any legal theory, arising out of or in any way relating to the use of the Platform, Services, DreamMoney Content or any other materials we have made available, or from any communications, interactions or meetings with other users of the Platform or Services, or other persons with whom you communicate or interact as a result of your use of the Platform or Services, even if DreamMoney and our Representatives have been advised of the possibility of such damages. 

Monetary Cap: The maximum liability of DreamMoney and our Representatives arising from or relating to these Terms is limited to the greater of one hundred dollars ($100) or the actual amount you have paid to DreamMoney in the twelve (12) months before the claim. 

Applicable Law Exceptions: Some jurisdictions do not allow liability limitations for certain types of damages. Where such laws apply, DreamMoney’s liability is limited to the fullest extent permitted.

Your Sole Remedy: If you are dissatisfied with any portion of the Platform, Services, or DreamMoney Content, or with any of these Terms, your sole and exclusive remedy is to discontinue using the Platform, Services, or DreamMoney Content, and by using the Platform, Services, or DreamMoney Content, you acknowledge the sufficiency of this remedy.

8.3 Indemnification
You agree to indemnify, defend and hold harmless DreamMoney and its Representatives from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising from or in connection with: (a) your use of the Platform, Services, or DreamMoney Content in violation of these Terms, (b) any breach by you of these Terms or any representation and warranty made by you herein, (c) any comment, post, or material you provide on the Platform or any third-party forum or website operated by DreamMoney, (d) your unauthorized use of DreamMoney’s intellectual property, or (e) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.

DISPUTE RESOLUTION

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.
9.1 Governing Law and Venue
These Terms will be governed by and construed in accordance with the laws of the state of Nebraska, without regard to conflicts of laws provisions. If a dispute results in litigation, the parties agree to submit to the personal jurisdiction of the state and federal courts in Sarpy County, Nebraska.

9.2 Informal Resolution
Before pursuing arbitration or any legal action, you agree to attempt to resolve any dispute with DreamMoney informally. You must contact us at [insert email] with a description of the dispute, relevant supporting details, and your requested resolution. If we do not resolve the dispute within 90 days, either party may proceed with arbitration. To the extent permitted by applicable law, the informal resolution process described in this paragraph is a precondition to pursuing any other remedy, so please do not forget to contact us first.

9.3 Binding Arbitration (Unless You Opt Out)
If the dispute cannot be resolved informally, it must be settled by binding arbitration, unless you opt out as described below. The arbitration will be conducted in Sarpy County, Nebraska, before a single arbitrator under the rules of the American Arbitration Association (AAA) or another mutually agreed arbitration provider. The arbitrator will have no authority to add parties, vary the provisions of these Terms, award punitive damages, or certify a class. The arbitrator’s decision will be final and binding, and judgment may be entered in any court of competent jurisdiction. 

9.4 Opting Out of Arbitration
You have the right to opt out of arbitration if you notify DreamMoney in writing within 30 days of first accepting these Terms. Your opt-out notice must include your full name, mailing address, and a clear statement that you are opting out of arbitration under these Terms. Send your opt-out notice to [insert email]. If you opt out, all disputes must be resolved exclusively in a court of competent jurisdiction in Sarpy County, Nebraska. Opting out of arbitration does not affect any other provisions of these Terms.

9.5 Injunctive Relief
DreamMoney may seek injunctive relief in court to stop intellectual property infringement or prevent harm. If you infringe upon, violate, or threaten to infringe upon or violate DreamMoney’s intellectual property rights, privacy, or publicity rights, DreamMoney may bypass the informal dispute resolution process and arbitration to bring a lawsuit solely for injunctive relief.

9.6 Jury Trial Waiver
To the fullest extent permitted by law, you and DreamMoney knowingly and voluntarily waive any right to a jury trial for all claims or disputes that are subject to arbitration under these Terms. If you opt out of arbitration, you also waive your right to a jury trial unless prohibited by law.

9.7 Class Action Waiver
Except where prohibited by law, you and DreamMoney waive any right to assert claims against the other party as a representative or member in any class or representative action. If a court or applicable law permits class or representative actions: (a) the prevailing party will not be entitled to recover attorney’s fees or costs associated with the class or representative action (regardless of other provisions in these Terms) and (b) any party initiating or participating as a member of the class will not submit claims or otherwise participate in any recovery secured through the class action.

9.8 Recovery of Attorney Fees
If any legal action, arbitration or other proceeding is brought for the enforcement of these Terms, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of these Terms, the prevailing party will be entitled to recover its reasonable attorney’s fees and related costs in addition to any other relief granted. 

PRIVACY AND COMPLIANCE

10.1 Privacy and Data Protection
Your privacy and the protection of data are important to us. By using our Platform or Services, you acknowledge that you have read, understood, and agreed to our Privacy Policy, which explains how we collect, use, and protect your personal information when you use our Platform and Services.

10.2 U.S. Copyright Infringement Claims
The Digital Millennium Copyright Act of 1998 (the “DMCA”)provides a process for copyright owners to request the removal of infringing material. If you believe in good faith that content hosted by DreamMoney infringes your copyright, you or your agent may submit a takedown notice requesting its removal or restriction. Notices must comply with DMCA requirements to be valid.

If you believe a copyright notice was wrongly filed against you, the DMCA allows you to submit a counter-notice. Both notices and counter-notices must meet the DMCA’s statutory requirements. Submit notices to [insert email].

GENERAL PROVISIONS

11.1 Additional Agreements
If you have entered into a separate agreement with DreamMoney, such as a signed client agreement or specific terms of purchase, those terms may also apply and govern your use of the Platform or Services. If there is a conflict between these Terms and any additional agreements, the terms of the additional agreements will govern the applicable products or services.

11.2 Changes to These Terms
We reserve the right to change, modify, or update these Terms at any time. If we make material changes, we will notify you by posting the updated Terms on our Platform and updating the "Last Updated" date at the top of this page. In some cases, we may also provide additional notice, such as by email or other methods of communication.

Your continued use of our Platform, Services, or DreamMoney Content after any changes are posted constitutes your agreement to the updated Terms. If you do not agree to the updated Terms, you must stop using the Platform, Services, and DreamMoney Content.

11.3 International Use
DreamMoney is based in the United States and makes no representation that our Platform or Services are appropriate or available for use in all locations. Accessing our Platform or Services from territories where their use is illegal is prohibited. If you choose to access or use our Platform or Services outside of the United States, you do so voluntarily and are responsible for compliance with all applicable local laws and regulations.

11.4 Relationship of the Parties
No joint venture, partnership, employment, contractor, or agency relationship exists between you and DreamMoney by virtue of your use of our Platform or Services. 

11.5 Force Majeure: Events Outside of Our Control
DreamMoney will be excused from performance under these Terms to the extent we are prevented or delayed from performing, in whole or in part, as a result of an event or series of events outside the control of our control, such as an act of God, fires, explosions, earthquakes, hurricane, natural disasters, flooding, storms, death, illness, incapacity, epidemic, pandemic, infestation, war, invasion, act of foreign enemies, embargo, or other hostility (whether declared or not), or any other event outside DreamMoney's control (collectively, “Force Majeure Event”). If there is a Force Majeure Event, DreamMoney will provide notice to you of its inability to perform or delay in performing.

11.6 Severability; Waiver
If any provision of these Terms is determined by any court of competent jurisdiction to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect. The failure of DreamMoney to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. Any waiver of these Terms must be in writing and signed by an authorized representative of DreamMoney.

11.7 Assignment
You may not assign or transfer these Terms or your rights or obligations under them without our prior written consent. 

11.8 Notices
Any notices or other communications provided by DreamMoney under these Terms, including those regarding changes to these Terms, will be given: (a) via email to the address associated with your account; or (b) by posting to our Platform. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.

11.9 Survival of Terms
All provisions of these Terms that by their nature should survive termination, including but not limited to those related to payments, intellectual property, disclaimers, limitations of liability, indemnity, dispute resolution, and governing law, will remain in effect.

11.10 Entire Agreement
The Terms, along with the referenced Privacy Policy and any other written agreement that governs your use of our Platform or Services, constitute the entire agreement between you and DreamMoney with respect to the Platform and Services and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and DreamMoney with respect to our Platform and Services.  

HOW TO CONTACT US

If you have any questions about these Terms, please contact us: 

By email: hello@dreammoney.co.
By mail: Dream Money, LLC 12020 Shamrock Plz, Ste 200 Omaha, NE 68154