Overview
The terms “we,” “us,” and “our” refer to Dream Money, LLC and any affiliated entities, including but not limited to its subdomains and associated entities. The term “Site” refers to DreamMoney.co, all of its subdomains, including beta.dreammoney.co, and any related social media channels or online platforms. The term “user,” “you,” and “your” refer to site visitors, customers, and any other users of the Site and its subdomains or services.
The term "Service" refers to the information and resources provided on the Site about business coaching, consulting, financial tools, resources, educational materials, and other content made available by Dream Money, LLC through the Site, its subdomains, and related platforms. The Service is intended to provide general information on these topics but does not constitute a direct coaching or consulting agreement unless governed by a separate, written agreement.
Use of DreamMoney.co, including all materials presented herein and all online services provided by Dream Money, LLC is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors, customers, and all other users of the Site, including any subdomains and related platforms. By using the Site or Service, you agree to these Terms and Conditions, without modification, and acknowledge reading them.
Use of The Site & Service
To access or use the Site, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Site. Information provided on the Site and in the Service, including but not limited to business coaching, consulting, financial tools, and other related resources, is subject to change. Dream Money, LLC makes no representation or warranty that the information provided, regardless of its source (the "Content"), is accurate, complete, reliable, current, or error-free. Dream Money, LLC disclaims all liability for any inaccuracy, error, or incompleteness in the Content.
Account Creation
In order to use the Service, you may be required to provide information about yourself, including your name, email address, username, password, and other personal information. You agree that any registration information you provide to Dream Money, LLC will always be accurate, correct, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction.
Lawful Purposes
You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.
Refusal of Service
The Services are offered subject to our acceptance of your order or requests. We reserve the right to refuse service to any order, person or entity, without the obligation to assign reason for doing so. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Site or Service, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment.
Order Confirmation
We will email you to confirm the placement of your order and with details concerning product delivery. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.
Your Financial Obligations And Termination
Lifetime Access
By purchasing lifetime access, you are granted access to the Platform for as long as it remains available. “Lifetime” refers to the life of the Platform, as determined by DreamMoney at its sole discretion. If the Platform is discontinued, you may retain access to the version you purchased as long as it remains functional, but DreamMoney makes no guarantees regarding continued availability. No refunds or compensation will be provided if the Platform is discontinued or modified.
All lifetime access purchases are final. DreamMoney does not offer refunds once the purchase is completed. If you experience technical issues, please contact support, and we will do our best to assist you.
Subscriptions and Automatic Renewal
If you purchase a monthly, quarterly, or annual subscription, you agree to pay the fees displayed at checkout for the selected plan. Your subscription will automatically renew on the same calendar day of each month, quarter, or year at the then-current rate, unless canceled before the next billing cycle as outlined in the Cancellation Policy.
Monthly Subscription: Automatically renews every month on the same calendar day (e.g., a subscription starting February 7 will renew on March 7).
Quarterly Subscription: Automatically renews every three months on the same calendar day.
Annual Subscription: Commits to a 12-month term and renews each year on the same calendar day (e.g., February 7, 2025, renews on February 7, 2026).
Payment Processing and Authorization
By purchasing access to the Platform, you agree to pay all fees displayed at checkout using a valid payment method. Payments are securely processed through third-party providers, and you agree to their terms and policies. DreamMoney does not store your card details.
By providing your payment information, you authorize DreamMoney (through its third-party payment processor) to automatically charge your card for all subscription fees when due, without requiring additional approval. You will receive an electronic receipt for each transaction. You are responsible for ensuring that your payment method remains valid and up to date to avoid service disruptions.
Failed Payments
If a payment fails, DreamMoney may suspend or revoke your access to the Platform or Services until the payment is successfully processed. We may attempt to reprocess declined payments up to three (3) times within a 15-day period. You are responsible for any fees incurred due to declined payments, including those imposed by your financial institution.
Chargebacks
If you experience an issue, contact customer support before disputing charges through your bank. Unauthorized chargebacks may result in (a) reporting to credit agencies or chargeback databases, (b) limitation or termination of your account access, or (c) recovery of associated fees incurred by DreamMoney, which will be charged to you.
Payment Date Adjustments For Short Months
If your payment date falls on the 29th, 30th, or 31st of a month, and the current month has fewer days, your payment will be processed on the last day of that month. For example, if your payment date is March 31st, your next payment will process on April 30th.
Changes in the Fees
If we update our pricing, you will be charged the new rate upon renewal or reactivation of your subscription. If you cancel and later re-subscribe, the new rate will apply.
Cancellation Policy
You may cancel your subscription at any time through your account settings or by contacting customer support. Cancellations take effect at the end of your current billing cycle. For example:
Monthly Subscription: If your billing date is the 10th of the month, canceling on April 25th keeps your subscription active until May 10th.
Quarterly Subscription: If your billing date is February 7th, canceling on April 25th keeps your subscription active until May 7th.
Annual Subscription: If your billing date is February 7, 2024, canceling on April 25, 2024, keeps your subscription active until February 7, 2025.
Refund Policy
All fees are non-refundable. DreamMoney does not offer refunds for any purchases, including lifetime access, subscriptions, or one-time purchases. If you experience technical issues, please contact customer support, and we will do our best to assist you.
Termination
DreamMoney may suspend, revoke, or terminate your access to the Platform and Services at its sole discretion, without notice, if you violate these Terms. Upon termination, you are no longer authorized to access the affected portions of the Platform or Services. Any restrictions imposed under these Terms regarding ownership, payments, and liability will continue to apply even after termination.
Product Description
We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. We reserve the right to refuse or cancel any order with an incorrect price listing.
Material You Submit to The Site
You shall not upload, post or otherwise make available on the Site any artwork, photos, or other materials (collectively “Materials”) protected by copyright, trademark, or other proprietary right without the express written permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Site, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations, or rights of third parties
Intellectual Property Rights Over Your Material
We claim no intellectual property rights over the material you supply to Dream Money, LLC. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Site or Service. Content you submit to Dream Money, LLC remains yours to the extent that you have any legal claims therein. You agree to hold Dream Money, LLC harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you. By posting material on the Site, you grant us a worldwide, nonexclusive, irrevocable license to use the material for promotional, business development, and marketing purposes.
Our Intellectual Property
The Site and Service contain intellectual property owned by Dream Money, LLC, including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce, or perform, or in any way exploit in any format whatsoever any of the Site or Service content or intellectual property, in whole or in part, without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy.
Changed Terms
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions, at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.
Limitation of Liability
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, DREAM MONEY, LLC IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF DREAM MONEY, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL DREAM MONEY, LLC'S CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE YOU HAVE PURCHASED FROM DREAM MONEY, LLC, AND IF NO PURCHASE HAS BEEN MADE BY YOU, DREAM MONEY, LLC'S CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.
Third Party Resources
The Site and the Service contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with Dream Money, LLC. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.
Indemnification
You shall indemnify and hold Dream Money, LLC harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third-party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third-party claim or waive any defense without our prior written consent.
Effect of Headings
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.
Entire Agreement; Waiver
This Agreement, together with our Terms and Conditions and Disclaimer, constitutes the entire agreement between you and Dream Money, LLC pertaining to the Site and Services, and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by Dream Money, LLC shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Dream Money, LLC.
Notices
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows:
Dream Money, LLC
12020 Shamrock Plz, Ste 200
Omaha, NE 68154
Governing Law; Venue; Mediation
This Agreement shall be construed in accordance with, and governed by, the laws of the State of Nebraska as applied to contracts that are executed and performed entirely in Nebraska. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be Sarpy County, NE. The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures of The CPR Institute for Conflict Prevention & Resolution3 or any other procedure upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures.
Recovery of Litigation Expenses
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.
Severability
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.
Assignment
These Terms and Conditions bind and inure to the benefit of the parties’ successors and assigns. These Terms and Conditions are not assignable, delegable, sublicenseable, or otherwise transferable by you. Any transfer, assignment, delegation, or sublicense by you is invalid.
Updated: March, 2025
